Credit unions have long been known for their friendly service and their partnerships with their members. They actually offer a full range of banking services – similar to a traditional bank. The next time you’re in need of a loan, thinking about starting a business, or wanting to invest your money, all you need to do is find the nearest credit union.
If you’re looking to get into banking or need new products to meet your changing needs, here’s what you need to know about credit union services:
E-Services for your day-to-day banking transactions
Banking in a credit union is very easy. If you think credit unions are for locals only, you are wrong. Our staff at Coosa Valley Credit Union are always happy to welcome members in person, and credit unions can also offer a variety of electronic services for on-the-go banking.
Establish banking services for small businesses
If you’re a small business owner, a credit union can help you take the steps you need to build a financial relationship for your new business. Whether you need a line of credit to ease your day-to-day cash flow, a business credit card for convenient payments, or a loan for supplies and equipment, your credit union can help. .
The advice and guidance of a business banking professional can help make an overwhelming situation much easier with the right banking products for your needs. It is also a good idea to find your local U.S. Small Business Administration office for additional information and resources.
Finance your next car loans
Whether you’re looking to buy your first car or need to buy a new car, credit unions can help you find the perfect financing option that fits your budget. Getting your next car can be easy and it doesn’t have to cost a fortune. Credit unions generally offer lower rates than traditional financial institutions. It can make your life easier when you apply and repay a car loan.
Protection of your investments
If you have savings to set aside, credit unions can help keep them safe. Deposits in a credit union are protected by the National Administration of Credit Unions. If, for whatever reason, the institution is in financial difficulty, you can rest assured that your money is safe and protected up to $ 250,000 by the NCUA.
If you want to discuss our services, such as a checking or savings account, interest rates on loans and investment products, come see us. All you have to do is ask, we’re happy to help.